Prudence
Four questions, answered on your own device: can I spend this, what will this look like later, where is my money actually going, and what's left over? Budgets behave like envelopes, logging an expense takes about five seconds, and the whole dashboard can be slid forward in time to show you the month you haven't had yet.
What Prudence does
Budgets As Envelopes
A name, an amount, and a refill cadence — daily through yearly, with "twice a month" and "every two months" kept as the distinct things they are. Set an amount as a flat figure or as a percentage of your income; the resolved dollar figure always sits beside it.
Five Seconds To Log
The keypad opens focused, and amount and budget are the only things required. Recent budgets come first, payees autocomplete, dates have one-tap shortcuts, and an Undo toast catches the mistake you notice a second too late.
See The Month Ahead
Slide the "as of" date forward and every figure on the dashboard becomes what it will be then, scheduled recurring expenses included. Rollover carries unspent money forward if you want it to — and carries an overspend forward just as honestly.
Windfalls Stay Separate
A bonus or a gift lands in an undistributed pool and waits. Assign it across budgets over as many sittings as you like, with the remainder always in view. Money coming in never quietly contaminates a spending total.
Planning Calculators
An emergency fund built from the budgets you marked essential rather than a rule of thumb, full mortgage amortization with extra-principal and refinance break-even, and an ESPP disposition comparison. Results reach your real budgets only when you say so.
Yours & Private
No account, no sync, no analytics, no bank connection — Prudence makes no network requests at all. Your finances sit in one JSON file you can export whenever you like, whole or one profile at a time.
App preview
Release history
Check back after the Google Play launch.